The Canadian Dental Care Plan: Bow River Dental Making Dental Care Affordable for the Cochrane Community

October 5, 2024
Dental Health

The Canadian Dental Care Plan (CDCP) is a significant initiative designed to make dental care more affordable and accessible for eligible Canadians. With coverage for seniors, children, and adults with certain disabilities, the CDCP is a game-changer for individuals and families who may have found dental care out of reach. By providing support for essential oral health services, such as cleanings, exams, fillings, and more, this plan aims to improve the oral health of millions across Canada.

At Bow River Dental Cochrane, we are committed to supporting our community and ensuring that everyone has access to high-quality dental care. That's why we have voluntarily opted into the Canadian Dental Care Plan, making it easier for residents of Cochrane, Alberta to receive the dental care they need without financial stress. In this blog, we’ll break down what the Canadian Dental Care Plan is, who qualifies, and how our team at Bow River Cochrane Dental is dedicated to providing exceptional care to all our patients.

What is the Canadian Dental Care Plan?

The Canadian Dental Care Plan (CDCP) is a federal initiative designed to make essential dental services more affordable for Canadians who do not have access to private dental insurance. This plan was developed in response to growing awareness that oral health plays a vital role in overall health and well-being, yet many Canadians struggle to access necessary dental care due to cost barriers. The Canadian Dental Care Plan aims to address this by providing financial support for preventive and basic dental treatments.

Through the Canadian Dental Care Plan, financial support is offered to eligible individuals, helping cover a range of essential dental services, such as exams, cleanings, fillings, and X-rays. The plan is especially targeted toward those who may be at higher risk of missing out on dental care due to financial constraints, including seniors aged 65 and over, children under 18, and adults with a valid federal Disability Tax Credit certificate.

To apply for the plan, individuals must meet four key eligibility requirements, which we will explore further in this blog. The Canadian Dental Care Plan is a critical step toward improving oral health care across the country, offering relief for those who may have previously found dental treatments out of reach.

Who is Eligible for the Canadian Dental Care Plan?

The Canadian Dental Care Plan (CDCP) is designed to make dental care more accessible for Canadians who may struggle to afford routine and essential oral health treatments. The program currently supports three key groups:

  • Seniors aged 65 and over
  • Children under the age of 18
  • Adults with a valid federal Disability Tax Credit certificate

Each of these groups can benefit from financial support for dental care under the Canadian Dental Care Plan. However, applicants must also meet certain additional criteria to ensure they qualify for the plan. In the next section, we’ll discuss the four main eligibility requirements that applicants must fulfill to access the benefits of the Canadian Dental Care Plan.

What Are the Four Eligibility Requirements for the Canadian Dental Care Plan?

To qualify for the Canadian Dental Care Plan (CDCP), individuals must meet four key eligibility requirements. These criteria ensure that the plan reaches those who are most in need of financial assistance for dental care. Applicants must meet all of the following conditions:

  1. No Access to Private Dental Insurance
    To be eligible, individuals must not have access to private dental insurance. This ensures that the plan is targeted toward those who have no other means of covering dental costs.
  2. Adjusted Family Net Income Below $90,000
    The applicant's adjusted family net income must be less than $90,000. This income threshold helps prioritize financial support for families and individuals who may face barriers to accessing dental care due to cost.
  3. Canadian Resident for Tax Purposes
    Applicants must be a Canadian resident for tax purposes, ensuring that the plan supports those who are actively contributing to and residing in Canada.
  4. Filed a Tax Return for the Previous Year
    To apply, individuals and their spouse or common-law partner (if applicable) must have filed their tax return for the previous year. This criterion ensures the applicant's income is verified, and the financial assistance is appropriately allocated.

These four requirements are necessary to qualify for the Canadian Dental Care Plan and ensure that the plan reaches the individuals who need it the most.

What Services Are Covered Under the Canadian Dental Care Plan?

The Canadian Dental Care Plan (CDCP) provides comprehensive coverage for a wide range of essential dental services. These services are designed to maintain oral health and treat common dental issues. The majority of dental services that fall under the plan include:

  • Diagnostic and Preventive Services: These services focus on monitoring and maintaining oral health, as well as preventing dental issues before they arise. Covered services include dental exams, X-rays, cleanings (scaling), fluoride treatments, and sealants.
  • Basic Services: These services focus on addressing cavities, tooth damage, and other common dental issues. Canadian Dental Care Plan covers treatments like permanent and temporary fillings, pain control for diseased teeth, and root canals.
  • Periodontal Services: This category addresses gum health and includes treatments for gum disease, abscess management, and cleaning under the gumline.
  • Major Services: For more advanced dental needs, Canadian Dental Care Plan provides coverage for oral surgery, crown repairs, dentures, and certain oral surgeries, such as tooth extractions and removal of cysts or tumors.

While the plan covers most dental services, certain advanced treatments may require preauthorization, meaning they must be approved by the Canadian Dental Care Plan before treatment can proceed.

How to Proceed

If you believe you qualify for the Canadian Dental Care Plan (CDCP) and are ready to get started, the first step is to visit the official Canadian Dental Care Plan application page here. This page will guide you through the application process, including eligibility requirements and the documents needed to apply.

If you have any further questions, you can contact the Canadian Dental Care Plan through their automated phone service, available 24 hours a day at 1-833-537-4342 (option 2). Representatives are also available to answer any questions Monday to Friday, from 8:30 am to 4:30 pm local time. For hearing-impaired individuals, TTY service is available at 1-833-677-6262 from 7:00 am to 7:30 pm Eastern time, Monday to Friday.

At Bow River Dental Cochrane, we are here to help guide you through the process as well. Our team can answer any questions about the Canadian Dental Care Plan, how it applies to your specific dental care needs, and assist with understanding the services covered. Additionally, we have created a series of articles that go deeper into various topics related to the Canadian Dental Care Plan, which can provide further insights into how the plan works, the application process, and specific services available to different groups like seniors and families with children under 18.


Why Bow River Dental Centre?

At Bow River Dental Cochrane, we are proud to have opted into the Canadian Dental Care Plan because we believe that everyone in our community should have access to affordable and high-quality dental care. By participating in the CDCP, we ensure that residents of Cochrane, Alberta can access the preventive and essential treatments they need to maintain their oral health. Whether you're a senior, a parent, or an individual seeking dental care, our team is here to provide the highest level of support and care. Together, we can ensure that everyone in our community benefits from the opportunities this program offers.

Feel free to reach out to us at bowriverdental.ca if you have any further questions or need assistance with the application process. We look forward to helping you maintain a healthy smile!

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